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Sahi · Account Opening

How to open a Sahi account

Documents, online onboarding steps, time to activate, F&O activation, and the common reasons Sahi KYC gets rejected — for the Sahi demat and trading account.

Last reviewed 2026-06-13Open at Sahi
Opening fee
Free (zero account opening charge)
Demat AMC
Zero (no annual maintenance charge for trading or demat)
Account type
Standalone trading + demat account (not a 3-in-1 bank account)

What you’ll need

Keep these handy before starting — saves backtracking mid-flow.

  • PAN card.
  • Aadhaar with the mobile number linked (for OTP-based e-KYC).
  • Bank cancelled cheque or recent statement showing name, account number and IFSC.
  • Passport-size photo (front-facing, clear background).
  • Signature on a blank white sheet of paper.
  • Income proof (salary slip, ITR, or 6-month bank statement) — needed only if you want to activate F&O.

Sahi account opening — step by step

Fully online for resident Indians with Aadhaar. No branch visit, no paperwork courier.

  1. 1
    Open www.sahi.com and start the account-opening application.
    Enter your registered mobile and email — both will receive OTPs through the flow.
  2. 2
    Verify PAN, fetch Aadhaar via OTP and confirm your address.
    Sahi pulls your address from the UIDAI Aadhaar record — make sure the Aadhaar address is current.
  3. 3
    Add bank details and upload the cancelled cheque or bank statement.
    Your name on the bank account must match the PAN exactly. Joint accounts and minor accounts have separate flows.
  4. 4
    Record the in-person verification (IPV) video and upload your signature.
    A short selfie video proves you’re a real person. Good lighting and a steady camera prevent retries.
  5. 5
    e-Sign the account-opening agreement using Aadhaar OTP.
    The e-sign is legally equivalent to a physical signature under the IT Act, 2000.
  6. 6
    Wait 1–3 working days for Sahi and the depository (CDSL or NSDL) to activate the account.
    You’ll receive client ID, user ID and login credentials via email when it’s ready. After that, log in and start trading.

Activating F&O on Sahi

Equity delivery and intraday work the moment your account is live. Futures & options trading needs a separate activation step — SEBI requires brokers to verify that F&O applicants can absorb the leverage. Sahi asks for one of the following as income proof: latest salary slip, latest ITR acknowledgement, latest Form 16, six months of bank statements, or a holding statement showing existing investments. Upload via the F&O activation flow in your Sahi profile; activation typically completes in 1–2 working days.

Things to watch with Sahi

Broker-specific catches worth knowing before you start — the details that trip people up on Sahi specifically.

  • Aadhaar must be linked to PAN for onboarding to complete.
  • F&O is not enabled by default; income proof must be uploaded to activate the derivatives segment.
  • Mutual funds, commodities and currency segments are not offered, so the account is for equity, F&O, IPO and ETFs only.

After your Sahi account is open

Once activated, the natural first steps:

  • Log in at Sahi login and set up biometric / PIN for the app.
  • Review the Sahi charges so you know what every trade costs end-to-end.
  • Use the Sahi brokerage calculator to compute the all-in cost on a sample trade.
  • Transfer funds from your linked bank via UPI for the fastest settlement.
Back to Sahi overview

Frequently asked

What people ask about opening a Sahi account.

Online account opening at Sahi typically completes in 1–3 working days. Aadhaar e-KYC, in-person video verification (IPV) and e-sign happen the same day; depository activation lands the next working day. If KYC verification fails or documents need re-upload, allow an extra 1–2 days.

For a resident Indian Sahi account: PAN card (Aadhaar must be linked to PAN), Aadhaar card, Selfie for identity verification, Signature (drawn in-app or captured via camera), For F&O: income proof such as 6 months' bank statement with a transaction over Rs 10,000, salary slip, holding statement, ITR acknowledgement, or Form 16. F&O activation also needs income proof — a salary slip, ITR or a 6-month bank statement.

Account opening: Free (zero account opening charge). Demat AMC: Zero (no annual maintenance charge for trading or demat). The recurring cost to watch is the demat AMC — see the Sahi charges page for the full schedule.

Sahi's account is a Standalone trading + demat account (not a 3-in-1 bank account). A 3-in-1 account bundles a bank, trading and demat account so funds move automatically; a standalone account links to an external bank that you fund via UPI / net banking.

Activated in-app by submitting an income/asset proof: 6 months' bank statement showing at least one transaction of Rs 10,000+, a salary slip (within 3 months) showing minimum gross monthly income of Rs 10,000, a depository holding statement of Rs 10,000+, latest ITR acknowledgement with gross annual income over Rs 1,20,000, or latest Form 16; bank statement can be auto-fetched via account aggregator.

Yes. The entire flow is digital for resident Indians with Aadhaar — you fill the application, capture a quick video for in-person verification, and e-sign the agreement via Aadhaar OTP. No paperwork or branch visit.

Common reasons: name mismatch between PAN and Aadhaar, blurry document photo, IPV video failing to capture face / surroundings clearly, signature mismatch, or Aadhaar mobile not being current. Sahi flags the specific reason in the rejection notification; fix and resubmit.

Sahi typically offers an NRI demat + trading account separately from the resident product, with heavier documentation (PIS letter, NRE / NRO bank link, passport, OCI / PIO card if applicable). Confirm NRI account availability and onboarding flow on the official Sahi site.