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m.Stock · Review

m.Stock review

Independent review of m.Stock — brokerage, app, account opening, customer support and the kind of investor it actually fits. m.Stock by Mirae Asset now offers a single Flat ₹10 plan — ₹10 per executed order across equity delivery, intraday and F&O, with zero account-opening fee and zero AMC.

Last reviewed 2026-06-13

Verdict

Who m.Stock fits

Cost-conscious DIY investors and active traders who want a low flat-fee or one-time lifetime-zero-brokerage account from a Mirae Asset-backed broker.

Brokerage at a glance

Headline brokerage on the default m.Stock flat ₹10 plan. On top of brokerage you also pay STT, exchange transaction charges, SEBI fee, stamp duty, GST and DP charges — see full charges for the breakdown.

Equity delivery
Flat ₹10
Equity intraday
Flat ₹10
Futures
Flat ₹10
Options
Flat ₹10

About m.Stock

m.Stock by Mirae Asset now offers a single Flat ₹10 plan — ₹10 per executed order across equity delivery, intraday and F&O, with zero account-opening fee and zero AMC. (The earlier Pay-Per-Order and ₹999 Zero-Brokerage-Forever plans were replaced by this single flat-fee plan.)

The mStock by Mirae Asset trading app

App features
  • Open a demat and trading account to invest in stocks, F&O, mutual funds, IPOs and ETFs
  • Flat Rs. 10 brokerage on delivery, intraday, F&O and MTF; zero brokerage on mutual funds and IPOs
  • Trade directly from TradingView charts with an options chain and Scalper Mode
  • Options Strategy Builder with 30+ pre-defined multi-leg strategies
  • Margin Trading Facility (Pay Later) and share pledging for collateral
  • Stock and F&O research recommendations and AI-powered market news alerts

Opening a m.Stock account

Account opening is fully online for Indian residents. Keep your PAN, Aadhaar (with mobile linked for OTP), a bank cancelled cheque or statement, a passport-size photo and a signature on white paper handy. Aadhaar e-KYC, in-person video verification and e-sign typically take 1–3 working days end-to-end. Start at www.mstock.com.

Customer support

m.Stock support is available monday to friday, 9am to 6pm. For complete contact details, the four-level SEBI escalation path (broker desk → compliance officer → SCORES → SMART ODR), and what to have ready before escalating, see the m.Stock customer care page.

Pros and cons

Pros
Zero account opening fee and a one-time Rs 999 lifetime-free-AMC option
Low flat / zero brokerage across delivery, intraday and F&O depending on plan
Direct (zero-commission) mutual funds plus stocks, IPOs, ETFs and MTF in one app
Backed by the Mirae Asset group
Cons
Lowest brokerage benefits require paying the one-time Rs 999 plan upfront
Recurring user reports of app/web performance hiccups at peak times
Standalone broker with no integrated bank (no true 3-in-1 account)

How we judge this: these pros and cons are drawn from m.Stock’s published charges and platform features, its app-store ratings — cross-checked against its SEBI registration and NSE / BSE membership. They are our editorial assessment, not a sponsored placement, and not financial advice.

What users say about m.Stock

Paraphrased themes from public app-store reviews and forums — these are users’ opinions, not our testing, and not financial advice. Sampled 2026-06-14.

Frequently praised
  • Flat low-cost / zero-brokerage plan structure across delivery, intraday and F&O
  • Invest in stocks, F&O, mutual funds, IPOs and ETFs from one account
  • TradingView charts with options chain integration
  • Options Strategy Builder with multiple pre-defined multi-leg strategies
  • Margin Trading Facility (Pay Later) and share pledging for collateral
  • Trading APIs for programmatic/algo access (e.g. third-party integrations)
Common complaints
  • App and web portal can hang or become unresponsive, especially at peak trading times
  • Reports of occasional crashes or slow order placement
  • Users sometimes find resolving issues via support slow

Alternatives to m.Stock

By active client count, m.Stock is the #16 largest of 38 retail brokers on the NSE (as of 2026-04-30). If you're weighing it against the field, these are the brokers people most often compare it with:

See the full ranked list of every retail broker in India on the stock brokers in India page, or compare exact landed cost on a typical trade with the brokerage calculator — switch brokers in the dropdown without leaving the page.

Back to m.Stock overview

Frequently asked

What people ask about m.Stock.

m.Stock is SEBI-registered and holds NSE / BSE membership, so it meets the regulatory bar every Indian broker must clear. Whether it is a good fit depends on what you trade. Cost-conscious DIY investors and active traders who want a low flat-fee or one-time lifetime-zero-brokerage account from a Mirae Asset-backed broker.

Equity delivery is Flat ₹10. Equity intraday is Flat ₹10. Equity options is Flat ₹10. On top of brokerage you pay STT, exchange transaction charges, SEBI fee, stamp duty, GST and DP charges. The brokerage calculator on this site shows the all-in landed cost for a sample trade.

m.Stock is registered with SEBI and a trading member of NSE / BSE. Demat accounts are held with CDSL or NSDL — the broker does not hold your shares, the depository does. Funds are held in a SEBI-regulated client bank account separate from the broker's own funds. The risk to investors from broker failure is limited; the larger risk to manage is account fraud via phishing and OTP sharing.

Open a demat and trading account to invest in stocks, F&O, mutual funds, IPOs and ETFs. Flat Rs. 10 brokerage on delivery, intraday, F&O and MTF; zero brokerage on mutual funds and IPOs. For a full feature list and download links see the m.Stock app page.

Account opening is fully online for Indian residents. You need PAN, Aadhaar (with mobile linked for OTP), a bank cancelled cheque or statement, a passport-size photo and a signature on white paper. Aadhaar e-KYC, in-person video verification and e-sign typically take 1–3 working days. Apply via https://www.mstock.com.

Discount brokers comparable to m.Stock include Zerodha, Groww, Upstox, Dhan and Angel One. Full-service alternatives include ICICI Direct, HDFC Securities, Kotak Securities and Sharekhan. Compare brokerage rates side-by-side on the brokerage calculator before switching.