How to open an Aditya Birla Money account
Documents, online onboarding steps, time to activate, F&O activation, and the common reasons Aditya Birla Money KYC gets rejected — for the Aditya Birla Money demat and trading account.
What you’ll need
Keep these handy before starting — saves backtracking mid-flow.
- PAN card.
- Aadhaar with the mobile number linked (for OTP-based e-KYC).
- Bank cancelled cheque or recent statement showing name, account number and IFSC.
- Passport-size photo (front-facing, clear background).
- Signature on a blank white sheet of paper.
- Income proof (salary slip, ITR, or 6-month bank statement) — needed only if you want to activate F&O.
Aditya Birla Money account opening — step by step
Fully online for resident Indians with Aadhaar. No branch visit, no paperwork courier.
- 1Open stocksandsecurities.adityabirlacapital.com and start the account-opening application.Enter your registered mobile and email — both will receive OTPs through the flow.
- 2Verify PAN, fetch Aadhaar via OTP and confirm your address.Aditya Birla Money pulls your address from the UIDAI Aadhaar record — make sure the Aadhaar address is current.
- 3Add bank details and upload the cancelled cheque or bank statement.Your name on the bank account must match the PAN exactly. Joint accounts and minor accounts have separate flows.
- 4Record the in-person verification (IPV) video and upload your signature.A short selfie video proves you’re a real person. Good lighting and a steady camera prevent retries.
- 5e-Sign the account-opening agreement using Aadhaar OTP.The e-sign is legally equivalent to a physical signature under the IT Act, 2000.
- 6Wait 1–3 working days for Aditya Birla Money and the depository (CDSL or NSDL) to activate the account.You’ll receive client ID, user ID and login credentials via email when it’s ready. After that, log in and start trading.
Activating F&O on Aditya Birla Money
Equity delivery and intraday work the moment your account is live. Futures & options trading needs a separate activation step — SEBI requires brokers to verify that F&O applicants can absorb the leverage. Aditya Birla Money asks for one of the following as income proof: latest salary slip, latest ITR acknowledgement, latest Form 16, six months of bank statements, or a holding statement showing existing investments. Upload via the F&O activation flow in your Aditya Birla Money profile; activation typically completes in 1–2 working days.
Things to watch with Aditya Birla Money
Broker-specific catches worth knowing before you start — the details that trip people up on Aditya Birla Money specifically.
- Full-service brokerage; standard plan brokerage is percentage-based (delivery, intraday, futures) unless an optional Trade5/Trade10 flat-fee subscription pack is purchased
- This is a 2-in-1 account (no integrated bank), not a 3-in-1 account
After your Aditya Birla Money account is open
Once activated, the natural first steps:
- Log in at Aditya Birla Money login and set up biometric / PIN for the app.
- Review the Aditya Birla Money charges so you know what every trade costs end-to-end.
- Use the Aditya Birla Money brokerage calculator to compute the all-in cost on a sample trade.
- Transfer funds from your linked bank via UPI for the fastest settlement.
Frequently asked
What people ask about opening an Aditya Birla Money account.
Instant paperless online account opening; verified by company executives and typically opened the same working day if documents are in order Aadhaar e-KYC, in-person video verification (IPV) and e-sign are done online; depository activation follows. If KYC verification fails or a document needs re-upload, allow an extra 1–2 days.
For a resident Indian Aditya Birla Money account: PAN card, Aadhaar card (address proof, mobile linked), Cancelled cheque or recent bank statement (name, account number, IFSC), Passport-size photograph, Signature on blank paper, Income proof (bank statement / salary slip / ITR) for derivatives (F&O) activation. F&O activation also needs income proof — a salary slip, ITR or a 6-month bank statement.
Account opening: Trading account opening Rs 750; demat account opening Nil (per Chittorgarh). Demat AMC: Demat AMC Rs 436 per year (per Chittorgarh); Lifetime AMC scheme available for a one-time fee. The recurring cost to watch is the demat AMC — see the Aditya Birla Money charges page for the full schedule.
Aditya Birla Money's account is a 2-in-1 (trading + demat) account. A 3-in-1 account bundles a bank, trading and demat account so funds move automatically; a standalone account links to an external bank that you fund via UPI / net banking.
Submit additional income proof (e.g., 6-month bank statement, salary slip, or ITR) to enable derivatives (F&O) trading
Yes. The entire flow is digital for resident Indians with Aadhaar — you fill the application, capture a quick video for in-person verification, and e-sign the agreement via Aadhaar OTP. No paperwork or branch visit.
Common reasons: name mismatch between PAN and Aadhaar, blurry document photo, IPV video failing to capture face / surroundings clearly, signature mismatch, or Aadhaar mobile not being current. Aditya Birla Money flags the specific reason in the rejection notification; fix and resubmit.
Aditya Birla Money typically offers an NRI demat + trading account separately from the resident product, with heavier documentation (PIS letter, NRE / NRO bank link, passport, OCI / PIO card if applicable). Confirm NRI account availability and onboarding flow on the official Aditya Birla Money site.