MTF interest calculator
Estimate financing interest on an actual fixed broker-funded balance and whole chargeable days. Standard sourced tariffs for Zerodha, Groww and Angel One; other trade costs stay separate.
Your funded balance
Enter the amount financed by the broker, excluding your own contribution. Results update as you type. Chargeable days follow the selected broker’s convention; this tool does not calculate them from buy/sell dates.
Selected tariff and chargeable-day convention
Zerodha · Standard MTF. Published rate: 0.04% per day on the funded balance.
Official plan source (new tab) · Verified Official interest source (new tab) · VerifiedInterest starts on T+1 and continues until the stocks are sold, according to the MTF FAQ.
Official interest-day source (new tab) · VerifiedFacts checked through (oldest MTF profile fact). Activation and account-specific eligibility are not established here unless explicitly shown. Tariffs may change.
Estimated MTF interest
Estimated interest only: ₹1,200.00. All non-interest costs are excluded.
- Fixed funded balance
- ₹1,00,000.00
- Chargeable days
- 30
- Estimated interest only
- ₹1,200.00
Funding × 30 × 0.04% /100. Simple interest on an unchanged funded balance; only the final money display is rounded to two decimals.
Interest only, not total trade cost or total repayment. Brokerage, taxes, DP/pledge and unpledge charges, recurring fees and penalties are excluded. This tool does not calculate changing balances, compounding/default interest, collateral, margin requirements, liquidation thresholds or stock eligibility.
How to estimate MTF interest
A daily tariff uses actual funded balance × whole chargeable days × daily percentage /100. An annual tariff first divides its percentage by the broker’s recorded day basis. Groww uses its annual /365 formula; its approximate daily quote does not replace it. All rates, divisors and day conventions have separate dated sources above.
Example: ₹1,00,000 funded for 30 chargeable days at Zerodha’s recorded 0.04% daily rate gives ₹1,200.00 estimated interest. This is an arithmetic illustration, not a holding-period promise or investment recommendation.
This pilot has three standard tariffs, excluding conditional promotions, slabs and paid-plan variants. MTF is borrowing to invest: interest remains payable when an investment falls, and positions may be sold if required margins are not maintained. No suitability assessment, return forecast or guaranteed funding multiple is provided.
MTF interest calculator FAQ
For a daily tariff, multiply the actual fixed broker-funded balance by whole chargeable days and the daily percentage divided by 100. For an annual tariff, also divide by the broker’s recorded day basis. Retain precision until the final money display. This is a simple-interest estimate on an unchanged funded balance.
Enter only the amount financed by the broker, excluding your own contribution. The calculator does not infer funding from a leverage multiple, collateral value or stock purchase value.
Not necessarily. Use the selected broker’s sourced accrual-day convention shown above. The calculator accepts whole chargeable days; it does not convert buy/sell dates, settlement cycles or holidays into a bill.
No. It includes financing interest only. Brokerage, taxes, DP/pledge and unpledge charges, recurring fees and penalties are excluded. Changing funded balances, compounding/default interest, stock eligibility, collateral requirements and liquidation thresholds are not calculated.
This pilot includes sourced standard MTF tariffs for Zerodha, Groww and Angel One. Conditional promotions, slabs and paid-plan variants are excluded. Missing or unsupported plans do not imply unavailable or free funding. Check each tariff’s official source and verification date before using it.
Zero funding or zero chargeable days gives explanatory zero interest only when a verified plan is selected; other costs may still apply. Blank, negative, fractional-day, unsafe or out-of-range values hide the estimate. Ordinary decimal notation is required; exponent notation is unsupported. Very small positive interest may round to zero on display without making funding free.